Mold Inspection & Remediation in Chicago, IL

Basements under bungalows and two-flats, sewer backups after summer cloudbursts, and housing that is mostly more than 45 years old make mold a basement problem first in Chicago. One free call connects homeowners with an independent local company.

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Chicago mold risk

Annual rainfall37.9 in
Homes built before 198075%

Sources: NOAA NCEI 1991–2020 normals, Chicago O'Hare International Airport (Chicago's official climate station); U.S. Census ACS 2020–2024

Why mold is common in Chicago

Chicago O'Hare averages about 38 inches of precipitation a year under NOAA's 1991–2020 normals, and the heaviest months run from April through August, when thunderstorms can drop a lot of rain in a short time. Humid summers then keep a wet basement from drying on its own, and a few days of damp carpet or drywall below grade is all mold needs.

Chicago's housing makes the basement the center of the problem. About 75% of the city's homes were built before 1980, and close to 39% before 1940, according to the Census Bureau. Bungalows, two-flats, greystones, and worker cottages usually have basements or garden units below grade, with old foundation walls, floor drains, and window wells where water gets in. Much of the city is served by combined sewers, so in heavy rain, water can back up through basement floor drains.

The storms of late June and early July 2023 showed the scale of it. The federal government approved a disaster declaration for Cook County residents for the June 29 to July 2 storms, and West Side residents described basements with more than three feet of water mixed with sewer backup. When sewage is involved, porous materials such as drywall, carpet, and insulation are removed rather than cleaned.

Average monthly rainfall in Chicago, inches
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Source: NOAA climate normals

Mold services in Chicago

What mold work costs in Cook County

ServiceTypical range
Mold inspection, national range$300–$1,000
Lab sample, per sample (national)$50–$350
Typical remediation job (national)$1,100–$3,400

We did not find a Chicago-only mold price survey we trust, so these are national figures: Angi's cost data for inspections and HomeGuide's for lab samples and typical remediation jobs. Chicago basements after a sewer backup usually land above the typical range, because drywall, carpet, and insulation come out and the space is disinfected, and rebuilding is billed separately. See the remediation cost guide.

Illinois mold licensing: what to check

There is no Illinois mold license or registration to check yet: the state passed a registration law, but IDPH has not started it. In Chicago, the license that matters is the City of Chicago general contractor license, which most construction, alteration, and repair work requires, including rebuilding a basement after mold removal. Ask which license class the company holds.

Also ask for the technicians' certification, a certificate of general liability insurance, and a written scope that lists the rooms, the materials coming out, and how the result will be checked. In a two-flat or condo building, the scope should say how the work area will be sealed off from the other unit. See the Illinois page.

Will insurance cover it?

After a Chicago storm, the first question is how the water reached the basement. Water that came up through the floor drain is a sewer or water backup, covered only if your policy has a backup endorsement, and many Chicago homeowners only learn whether they have one after the storm. Water that came in through window wells or doors from overland flooding is flood water, covered by a flood policy. A burst pipe or failed water heater inside the house is the case a homeowners policy usually covers, with mold paid up to a separate limit.

Photograph the water line and damaged materials before anything is thrown out, and report the damage promptly. Disputes go to the Illinois Department of Insurance. See does insurance cover mold.

Areas we connect you in

Lincoln Park, Lakeview, Logan Square, Avondale, Humboldt Park, Austin, Pilsen, Bridgeport, Hyde Park, Chatham, Beverly, Portage Park, Jefferson Park, Rogers Park, and surrounding neighborhoods of Chicago.

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Mold guides for Chicago homeowners

Chicago mold FAQ

How much does mold remediation cost in Chicago?
We have not found a reliable Chicago-only survey, so use national figures as a starting point: HomeGuide puts typical jobs at about $1,100 to $3,400, and Angi puts inspections at about $300 to $1,000. A basement after a sewer backup usually costs more once drywall and carpet are replaced.
Why does my Chicago basement flood when it rains hard?
Much of the city has combined sewers, and in heavy rain they can fill and push water back up through basement floor drains. Old foundation walls, window wells, and downspouts that drain next to the house add more. A plumber can tell you whether a backflow device makes sense for your drain.
Does insurance cover mold after a sewer backup in Chicago?
Only if your policy has a sewer or water backup endorsement, in most cases. Without it, the backup and the mold that follows are usually excluded. Flood water from outside needs a flood policy.
Who can remove mold in my Chicago home?
Illinois has no mold license in effect yet, so ask for the crew's certification, liability insurance, and a written scope. For rebuilding, the company generally needs a City of Chicago general contractor license.
Do you connect homeowners across Chicago?
Yes. The line serves homeowners across the city, from Rogers Park and Jefferson Park to Austin, Bridgeport, Chatham, and Beverly.
I rent in Chicago and have mold. What can I do?
Our phone line is for homeowners. Give your landlord written notice and keep dated photos, and call 311 if repairs are not made. Chicago's Residential Landlord and Tenant Ordinance sets out tenant remedies; the Illinois renters section explains more.

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Own a home in Chicago? Talk to a local pro.

Call (866) 228-5790
Call (866) 228-5790