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Why mold is common in Boca Raton
Boca Raton shares South Florida's long wet season and year-round humidity, and many homes here face an extra risk: they sit closed for months. In the 2020 Census, 16% of the city's housing units were vacant, a count that includes seasonal homes left empty while owners spend the summer elsewhere. A house closed up with the AC off or set too high during the humid months can grow mold on walls, in closets, and on furniture before anyone returns.
The housing stock is middle-aged. About 44% of homes were built before 1980, and the 1980s were the city's biggest building decade. Air handlers, water heaters, and supply lines from that era are common leak sources, and because the high water table rules out basements, plumbing runs under slabs, where a slow leak can go unnoticed.
More than a third of homes are in buildings with 20 or more units, from oceanfront towers to garden condos in golf communities, where water from one unit can reach the next.
Source: NOAA climate normals
Mold services in Boca Raton
What mold work costs in Palm Beach County
| Service | Typical range |
|---|---|
| Inspection and testing (Miami-area data) | $323–$1,214 |
| Small job, 10 to 50 sq ft | $500–$1,500 |
| Medium job, 50 to 200 sq ft or behind drywall | $2,000–$4,000 |
| Large job, 200+ sq ft or attic and ducts | $5,000–$10,000+ |
Boca Raton has no published inspection data of its own, so the inspection range is from Miami-area homeowners, and the cleanup tiers come from South Florida contractor guides for 2025 and 2026. A seasonal home that sat closed all summer often needs furniture, closets, and ducts cleaned too, which puts it near the top. See our mold remediation cost guide.
Florida mold licensing: what to check
In Florida, a mold assessor or mold remediator working on a job over about 10 square feet must hold a DBPR license. Check the license number at myfloridalicense.com and ask for proof of the $1 million liability coverage the law requires before anyone starts work in your Boca Raton home.
Assessment and cleanup are kept apart in Florida: a Boca Raton assessor generally cannot remediate the same home within 12 months of the assessment, so two companies is the normal arrangement.
Will insurance cover it?
Florida homeowners policies commonly cap mold coverage, often at $10,000, and pay only when mold follows a sudden covered loss such as a burst supply line. Mold from humidity or lack of maintenance is usually excluded, which matters for seasonal homes.
If your home sits empty for the summer, keep the AC running to control humidity, shut off the main water valve, and arrange regular checks. If you find mold when you return, photograph it before cleanup and call your insurer promptly. Our guide on whether insurance covers mold explains how claims are usually handled.
Areas we connect you in
Downtown, Mizner Park, Old Floresta, Pearl City, Camino Gardens, Royal Palm Yacht & Country Club, Boca Square, Spanish River, Boca Del Mar, West Boca, and surrounding neighborhoods of Boca Raton.