Why mold is common in Lafayette
The NOAA station in Lafayette averages close to 65 inches of precipitation a year under the 1991–2020 normals, one of the highest totals of any city we cover, with June the wettest month at about 7 inches. Rain arrives in heavy bursts, and humid air from spring through fall keeps wet materials from drying.
Most Lafayette homes sit on slabs close to the ground, so water from a heavy storm, a plumbing leak, or a drainage problem wets flooring and the bottom of walls from below. About 48% of homes were built before 1980, according to the Census Bureau, including older houses in the Saint Streets, Freetown, and around the Oil Center. The Vermilion River and coulees that run through the city can back up in heavy rain.
The EPA's advice to dry wet materials within a day or two takes air conditioning or dehumidifiers through most of the year here.
Source: NOAA climate normals
Mold services in Lafayette
What mold work costs in Lafayette Parish
| Service | Typical range |
|---|---|
| Mold inspection, national range | $300–$1,000 |
| Lab sample, per sample (national) | $50–$350 |
| Typical remediation job (national) | $1,100–$3,400 |
Lafayette figures here are national, from Angi and HomeGuide. Jobs above $7,500 require an LSLBC-licensed mold remediator, which flood jobs with flooring and drywall removal often reach. See the remediation cost guide.
Louisiana mold licensing: what to check
Louisiana requires the LSLBC Mold Remediation classification for mold remediation jobs worth more than $7,500, with 24 hours of board-approved training for the qualifying party and, from August 1, 2026, at least $500,000 in liability insurance. Check it in the LSLBC license search. Louisiana law also bars the company that assesses the mold from doing the remediation on that job. See the Louisiana page.
Will insurance cover it?
In Lafayette, water from a storm that rises from the street, a coulee, or the Vermilion is flood damage, covered only by a flood policy. Wind damage to a roof and a sudden plumbing failure are more likely to be homeowners claims, often with a mold limit and, for named storms, a separate deductible. The Louisiana Department of Insurance takes complaints. See does insurance cover mold.
Areas we connect you in
Saint Streets, Freetown, Oil Center, Bendel Gardens, River Ranch, Northside, Sugar Mill Pond area, South Lafayette, and surrounding neighborhoods of Lafayette.