Insurance & Costs Does Homeowners Insurance Cover Mold? What Is Usually Paid and What Is Not Homeowners insurance usually covers mold only after a sudden, covered loss such as a burst pipe, and often only up to a set limit. Here is how it works. Insurance & Costs How Much Does a Mold Inspection Cost? Prices, Testing Fees, and What You Get Most mold inspections cost about $300 to $1,000, averaging near $670. See what drives the price, what lab testing adds, and when an inspection is worth it. Insurance & Costs How Much Does Mold Remediation Cost? Prices by Size, Location, and Scope Most mold remediation jobs cost a few thousand dollars, but prices run from under $1,000 to $30,000. See costs by size and location and what drives them.